20 Malaysian Ringgit banknote (4th series)

The 20 Malaysian Ringgit banknote from Malaysia’s fourth series forms part of the modern polymer-era designs introduced by Bank Negara Malaysia, combining advanced security features with strong cultural and environmental themes. Although still familiar to many collectors and travellers, earlier fourth-series notes are increasingly presented for exchange as designs and materials evolve.

On the front of the banknote, the right-hand side is dominated by a finely engraved portrait of Tuanku Abdul Rahman, Malaysia’s first Yang di-Pertuan Agong, wearing traditional royal attire and headgear. The portrait is rendered in warm orange and brown tones, set against a complex geometric background of repeating Malay motifs. The denomination “20” appears prominently in the upper-right corner and again centrally, alongside the printed signature of the Governor of Bank Negara Malaysia. A hibiscus flower (Bunga Raya), Malaysia’s national flower, is positioned to the left of the portrait, adding both colour and national symbolism. A vertical security window and translucent polymer elements run through the note, incorporating microtext, colour-shifting features, and fine line patterns that are integral to fourth-series authentication.

The reverse of the banknote focuses on Malaysia’s natural heritage, featuring a detailed illustration of a sea turtle swimming above coral formations, with a second turtle resting near the seabed. This marine scene reflects Malaysia’s biodiversity and conservation themes, rendered in layered orange and gold hues that contrast with the surrounding polymer textures. The denomination “RM 20” is clearly printed below the central scene, while additional security elements, including transparent windows, tactile features, and intricate background patterns, are integrated into the surrounding design. Arabic script and decorative borders frame the artwork, reinforcing Malaysia’s cultural identity.

Fourth-series Malaysian Ringgit banknotes introduced polymer substrates to improve durability and security, but older examples can still become surplus, withdrawn from circulation, or unsuitable for everyday use. As a result, many individuals and organisations choose to exchange them through specialist services rather than retaining obsolete currency.

• Indicate the quantity of 20 Malaysian Ringgit banknotes you want to exchange

• Click the ‘Add to your account’ button

• Your online account now shows the exchange value

We provide a secure UK-based service to exchange foreign coins and banknotes, supporting individuals, businesses, and charities with surplus or withdrawn currency. Our online system offers instant valuations, and we regularly handle Malaysian Ringgit across multiple series, including polymer issues. Older or higher-value notes may require additional checks as part of standard authenticity procedures, which can occasionally extend processing times.