20 Rupees PKR Banknote (Regular Issue (1950s–Present)) 2005-2007

20 Rupees Rupee (Issued 2005-2007)

The 20 Rupees denomination forms part of the State Bank of Pakistan’s modernised regular issue series introduced during the mid-2000s, sitting alongside companion denominations that share a consistent design language characterised by the portrait of Muhammad Ali Jinnah on the obverse and nationally significant architectural heritage on the reverse. Within this family, the 20 Rupees note occupies a mid-range position and is distinguished by its warm rose and terracotta colour palette, setting it apart from higher and lower denominations. The series represented a deliberate effort to update Pakistan’s circulating currency with improved security features whilst retaining the enduring iconography that defines Pakistani banknote design. The 2005 to 2007 date range places this note among the earliest issues of the redesigned format.

On the front, the dominant feature is a finely engraved portrait of Muhammad Ali Jinnah, the founder of Pakistan and the nation’s first Governor-General, positioned in the right-centre of the note. Jinnah is depicted wearing his characteristic Karakul hat and formal attire, rendered with close intaglio-style line engraving that gives the portrait considerable depth and texture. His gaze faces slightly to the left of the viewer. The overall colour scheme of the obverse is a warm pinkish-rose with deeper crimson and dark maroon accents concentrated around the portrait and the central ornamental motif. To the left of the portrait sits a detailed geometric and floral guilloché pattern panel rendered in deep red-brown tones, incorporating a stylised latticework design reminiscent of traditional Pakistani decorative arts. The issuing authority’s name is printed in Urdu script across the upper portion of the note, reading as the State Bank of Pakistan in Urdu, with further Urdu script text appearing in the centre-left area of the note including the denomination and standard legal tender wording. The serial number C1263214 appears twice — once in the upper right and once in the lower left — printed in dark red ink. The year 2005 is visible in small numerals within the design field. The large numeral “20” appears in bold at the lower right in a deep maroon tone, accompanied by a smaller Urdu-script numeral for the denomination. A security thread is embedded vertically through the note, visible as a dark metallic strip running through the left-centre portion of the design. The background of the note features fine multicoloured guilloché microprinting and subtle geometric latticework patterns in pale pink and cream tones that fill the field behind the portrait.

The reverse of the note is dominated by a detailed engraved depiction of the ancient archaeological ruins of Mohenjo-daro, one of the world’s earliest urban settlements and a UNESCO World Heritage Site located in Sindh, Pakistan. The architectural illustration captures the stepped brick structures and excavated terraces of the site in careful line work rendered in dark rose and brown tones, set against a light background of pale cream and yellow-green guilloché patterning. The words “STATE BANK OF PAKISTAN” are printed prominently in dark red serif capitals across the top of the reverse. Below the main illustration, the words “TWENTY RUPEES” appear in bold serif lettering in dark brown, with the numeral “20” printed to the lower left in the same colour. A small circular emblem or seal incorporating floral and crescent motifs appears in the lower-left area of the reverse. The large numeral “20” is also displayed prominently in the upper right area of the reverse in deep red, with the corresponding Urdu-script numeral appearing to its right. A vertical band of deep red-brown ornamental guilloché patterning runs along the left edge of the reverse, featuring repeating geometric and floral motifs. The right margin carries a further Urdu-script numeral for the denomination. Pale background security printing with fine geometric patterns fills the remaining field, and the text identifying the ruins as Mohenjo-daro appears in small print adjacent to the architectural illustration.

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